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Bmw auto insurance cost. the average bmw insurance cost across the 28 models we considered was $3,342 per year for our profile driver, a 30-year-old male. however, annual auto insurance costs for a bmw varied by nearly 100% across the vehicles we considered. a href="arstechnica /cars/2019/06/bmw-speeds-up-plans-to-electrify-25-new-models-now-due-by-2023/">the modular architecture that bmw's developing, this one is just for Average insurance cost for a bmw. the average cost of insuring a bmw across all models is $186 a month, or $2,234 a year. it’s a pricey car to buy and a pricey one to insure.

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